A true work of art in Carmel's Arts & Design District. FOUR total BRs & and loft, 641 was built in 1890 and has been meticulously cared for by the current owner of over two decades. One short block off the Monon and an easy comute by foot or bike to the Farmer's Market, the world famous Christlkindl Market & all midtown amenities! A total of four bedrooms plus a loft that are spaced between the main residence and carriage house over the garage. Great rear screened porch. This home would be an EXCELLENT Air BNB opportunity! Two car garage beneath the carriage house AND storage both under the huge deck of the Carriage house AND a separate 'doll house' that sits to the rear of the grounds. NOTE....upper SF includes finished carriage house.